Your finances
under full control
Loans and debts with automatic interest, income from many sources and bank deposits — in one app. See who owes what, what came in and what is still due.
- To start
- 0 som
- Currencies
- 6
- Free loans
- 10
- In one place
- 3 in 1
Common problems with personal finances
Forgotten debts
You lent money to a friend and forgot how much. A year later it feels awkward to ask.
Disputes over amounts
“But I already paid part of it!” — and you can’t remember how many payments there were.
Hard to calculate
Recalculating interest on loans and deposits by hand every month is tedious and easy to get wrong.
Messy records
Loans in a notebook, deposits in different banks’ apps, income in your head. No full picture.
Unclear what’s coming
Salary, rent and deposit interest arrive on different days — and it’s hard to tell what to count on this month.
No proof
The receipt is lost, the chat is deleted. Your word against theirs.
Sound familiar?
BANKIR.KG solves all of it
Easy to start
Three steps to control
Get started in a minute — it's free
Sign up
Create an account in 30 seconds
Add
Enter your loans, income and deposits
Control
Track everything and get reports
Features
Everything to stay in control
Loans, income and deposits in one app
Loans and debts
Loan tracking
Money you lent or borrowed: terms, payments and the balance of every loan.
Interest on your terms
A rate per day, month or year, or a fixed amount. Pause accrual from any date.
Ask for a loan
Send a request to a contact from your list — they lend on your terms or their own.
Income and savings
Income from many sources
Salary, rent, dividends, pension: what came in this month and what is still due.
Deposits in different banks
Rate, term, capitalization or payouts, top-ups — and a payout schedule by the bank’s rules.
Six currencies
Som, dollar, euro, ruble, tenge and yuan — totals in som at the current rate.
People and reminders
Contacts
Borrowers and lenders in one place — with each one’s loans and payments.
Linked users
Both sides see a shared loan; payments are confirmed in one tap.
Smart notifications
Reminders of payments, overdue loans and expected income — in the app and Telegram.
Analytics
The full financial picture
Reports on loans, income and deposits
Profitability
Interest on loans for a period
Income flow
Salary, interest and deposits together
Reconciliation
Settlements with each contact
Calendar
Payments, payouts and receipts
Security
Your data is protected
We use modern technology to keep your information safe
Encryption
All data is transmitted over a secure HTTPS connection with TLS 1.3
Privacy
Your financial data is never shared with third parties
Availability
Works on any device — computer, tablet, smartphone
Reliability
Data is stored in the cloud with automatic backups
Debt calculator
Work out the amount to repay with interest — for a single loan or several at once, in different currencies.
Open the calculator